Every Indian Bank Balance Check

In today’s world, as technology is upgrading banks also upgraded their systems and working efficiency. They have developed several methods to check any Indian bank balance to check the account in a secure manner.

In this article, I will show you various methods and tactics to save time because now the government encourages e-governance.

Don’t worry about your security you are fully secured if you follow up with this article.

While following up with this article we will be covered with a range of knowledge about

• Net Banking

• SMS alert
  

• Customer service

• ATM

• Monthly statement

• Mobile app

• And even with visiting a branch for a serious issue.

And Lastly, there is a bonus method of checking any Indian bank account balance online without any hassles. This was introduced some years back for online smart transactions.

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So let’s get started with the Indian bank to check the balance

In India, there is a roughly about Main 39 banks around India. So we gonna write down the banks below this. Stay Tuned-

1. Allahabad Bank

2. Andhra Bank

3. Bank of Baroda

4. Bank of India

5. Bank of Maharashtra

6. Canara Bank

7. Central Bank of India

8. Corporation Bank

9. Indian Bank

10. Indian Overseas Bank

11. Oriental Bank of Commerce

12. Punjab National Bank

13. Punjab National Bank

14. State Bank of India

15. Syndicate Bank

16. UNO Bank

17. Union Bank of India

18. United Bank of India

19. Axis Bank

20. Bandhan Bank

21. Catholic Syrian Bank

22. City Union Bank

23. DCB Bank

24. Dhanlaxmi Bank

25. Federal Bank

26. HDFC Bank

27. ICICI Bank

28. IDFC First Bank

29. Induslnd Bank

30. Jammu & Kashmir Bank

31. Karnataka Bank

32. Karur Vysya Bank

33. Kotak Mahindra Bank

34. Lakshmi Vilas Bank

35. Nainital Bank

36. RBL Bank

37. South Indian Bank

38. Yes Bank

39. IDBI Bank

So Lastly we finished getting an overview of the banks that we are gonna cover-up for – Indian Bank Balance check Steps and Methods.

Let’s talk into this a bit deeper.

Follow steps to check Balance using Net-Banking

By following this method, you need access to a PC for better working.PC is recommended for this step as we are going to follow up with these methods using

• www.bank-name.co / www.bank-name.com / www.bank-name.co.in Here bank-name is referred to as the specified bank name that you have.

For example https://www.unionbankofindia.co.in

• After visiting the (assuming every site similar) website bank-name net banking, the option will be present on the right side of the official site on tapping the option online banking.

• A popup will display on the next screen which will display many other innermost options in which we are supposed to click on the option “Retail User Login” which will open another web page containing the option “CONTINUE TO LOGIN”.

• A new web page opens and displays two Text fields required to enter your internet details like your User Id and Verification.

• After the Id matches and verification is finished the dashboard is opened.

• Lastly, you can now check your Indian bank account balance online.

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Check details of Bank Balance using SMS Alert

By following this method, you need access to a mobile phone having a sim to send SMS to get a routine alert about the balance including debit and credit information to ensure the security of your bank balance.

NOTE: This step charges some money annually for getting this service. Bank can charge you from 1-5 rs/month varies from bank to bank.

• This step is followed by typing a number format. For example: Taking a format of axis bank SMS BAL(acc_no) to 5676782
• Here you have to type the same format on your phone through messaging in which SMS BAL has to be in capital letters.
• After writing give your account no. followed by SMS BAL, giving space between.
• On the “write message” write SMS BAL(acc no)
• Then write the no provided from the bank such as taking 5676782 for axis bank on the text-field “Enter recipients”.
• Send a message from the registered mobile number linked with the same bank.
• Lastly, you are subscribed and able to check any Indian bank account balance online.

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Check Bank Balance using customer service

By following this method, you need access to a mobile phone having a sim to call the bank customer care number to get info on balance. This is the easiest and independent but time-consuming method.

NOTE: The caller to whom you called might ask you for some basic information to verify you but not your sensitive data.

• Just take an example from the table, taking Indian bank customer toll-free number as 1800 4250 0000
• Type the number in calls and call the number from the registered mobile number to facilitate your account verification.
• While calling, an automated call receiver may make you wait until their executives receive the call.
• After the automated call, the executive may receive your call and ask for your identity for verification of the bank account owner.
• After that, you are free to go ask to solve your problem. 

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Steps towards checking Balance using ATM

By following this method, you need to carry a debit card along with you to the ATM machine. This is maybe a complex method for beginners but after 2nd-time usage, it’s easy to handle.

This may charge you some rupee if you swipe your card in different ATM machines other than your bank’s ATM machine but in some banks, it may not even charge you.

• Make sure, that your ATM card is activated or will initiate activation at the time of the insertion of the card.

NOTE: Please remember your four-digit pin number before arriving.

• Make sure you insert the card inside your bank’s official ATM machine to avoid the further extra cost.
• After the insertion of the card, it would display some list of options such as balance
• You should click on the “balance” to proceed
• Then select it to get to see your balance or you may print it out from the “print” option displayed.

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Check monthly statements to get transaction along with balance details

By following this method, you need a passbook provided by the bank to get info on your bank balance. This is also the easiest method. There are two methods to update it, it completely depends on whether you chose to save time or to waste time. The methods are as follows:-

• Updating passbook from the bank branch.
• Updating passbook from automatic Passbook Printing Machine.

So proceeding with the “Updating passbook from the bank branch”.You don’t need anything other than passbook to carry along with you to the bank branch

OR

If we proceed with “Updating passbook from automatic Passbook Printing Machine”.We need to follow this:-

• The automatic Passbook Printing Machine pops up with a language selection generally “English” or “Hindi”.Proceeding with this.
• The machine asks to insert the passbook correctly and boom you are good to go to update your balance statements.

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Mobile apps to replace the way of checking balance online

• Proceed with user registration, that all credentials are provided in passbook such as account number, registered phone number, etc.
• Or if you have already registered just tap into the application and you are ready to go.
• A dashboard will show your full account balance.

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Visit a branch for account balance inquiry of any Indian bank

By following this method you are good to go they can inform you of all the details and every transaction without doing anything by self. But you need to spend more time staying at their branch to get details.

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BONUS METHOD

By BANKSFORYOU.COM

Last but not least to check the balance using UPI

This method is the most efficient and easiest method to check balance online without any complication These consist of apps that facilitates direct bank to bank transfer. Some of the popular apps are Google Pay, Phone Pay, etc.

NOTE: To use UPI you must have the registered sim card with the same phone where the account is present.

• Just register your account by selecting your registered sim card with the bank.
• Then the rest verification will be configured by the app itself.
• Then after the account completion, scroll down to an option called “CHECK BALANCE”
• It will ask for the 4 digit UPI pin
• Bank account and last four digits of your account along with account balance will be displayed.

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Conclusion

At last, we have come to the conclusion, where we have learned about how to deal with the table data by different definitions. If I missed any of the banks that you believe should update please reply and comment on us on your desired bank. The database is large but not enough large to fulfill the requirement of every individual.

Or if you face some issues please do contact us.

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FAQ